Clearpay
What is Clearpay?
Wigwam Toys is excited to announce we’re now partnered with Clearpay, bringing you another way to pay at checkout. Clearpay allows you to buy what you want now and pay in four payments made every two weeks. All payments are interest-free, automatic, and there are no additional costs, as long as you pay on time.
Toys on clearpay
We are one of the few clearpay toyshops that help you spread the cost of purchases online.
Shop now. Pay later. Always interest-free.
Clearpay allows you to shop now and pay later, always interest-free*. With Clearpay, your purchase will be split into 4 payments, payable every 2 weeks.
We recommend you start by downloading the Clearpay mobile app and following the prompts to create an account and begin shopping! The app allows you to shop and checkout with Clearpay in-store, offers a personalized shopping experience and helps you manage your orders.
Please remember that to sign up with Clearpay you need to:
- Be at least 18 years old
- Have a valid and verifiable email address and phone number
- Use a UK bank payment card - Amex, Visa, or Mastercard Debit or Credit Card
- Be capable of entering into a legally binding contract
- Have a verifiable and valid ID
- Be living in the UK (England / Wales / Scotland & Northern Ireland) No UK territories or British Forces Post Offices addresses are allowed, No Isle of Mann or Isle or Jersey or Isle of Guernsey addresses are allowed
Clearpay does not charge a fee to shoppers when purchasing. The only fees applied to a shoppers account are late fees if your scheduled payments are unsuccessfully processed and, after being notified, you do not log in to your Clearpay account to make your payment via a different method.
If you have not made the payment before the due date, and the automatic payment fails, you have until 11pm the following day to make payment.
Please use Clearpay responsibly. Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. You must be 18+ and a permanent UK resident (excl Channel Islands). T&Cs and other eligibility criteria apply.
Ensure you can make repayments on time. Clearpay charges a £6 late fee for each late instalment and a further £6 if it’s still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £36 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and they may pass unpaid debt to a debt collection agency.
See the Clearpay website for more details